Current
Rates

Loan Rates

Savings Rates

Checking Rates

Mortgage Rates


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Savings Rates
Rates effective as of 11/14/08
 
Regular Share Savings
No minimum balance required. Dividends accrue daily and are paid monthly.
Dividend Rate APY (Annual Percentage Yield)
.50% .50%
 
Share Certificate
$1,000 minimum balance required. Dividends accrue daily and are paid monthly. Early redemption penalty of 90 days loss of dividends on the amount withdrawn.
Term Dividend Rate APY (Annual Percentage Yield)
3 months 3.70% 3.76%
6 months 3.75% 3.82%
12 months 3.95% 4.02%
18 months 4.00% 4.07%
24 months 4.05% 4.13%
36 months 4.10% 4.18%
48 months 4.15% 4.23%
60 months 4.20% 4.28%
 
Share Market Index Certificate
.
Available in 1-, 2-, 4-, and 7-year terms; earns dividends based on the Standard and Poor's Composite Stock Price Index. If the S&P 500 is higher on the day the certificate matures than it was on the day it was established, you earn a percentage of any increase. If it's lower, you don't earn dividends, but your original deposit is returned in full. Early redemption withdrawal is not available.
 
IRA Share Savings
No minimum balance required. Dividends accrue daily and are paid monthly.
Dividend Rate APY (Annual Percentage Yield)
.50% .50%
 

IRA Share Certificate
$1,000 minimum balance required. Dividends accrue daily and are paid monthly. Early redemption penalty of 90 days loss of dividends on the amount withdrawn.
Term Dividend Rate APY (Annual Percentage Yield)
3 months 3.70% 3.76%
6 months 3.75% 3.82%
12 months 3.95% 4.02%
18 months 4.00% 4.07%
24 months 4.05% 4.13%
36 months 4.10% 4.18%
48 months 4.15% 4.23%
60 months 4.20% 4.28%
 
IRA Market Index Certificate
.
Available in 1-, 2-, 4-, and 7-year terms; earns dividends based on the Standard and Poor's Composite Stock Price Index. If the S&P 500 is higher on the day the certificate matures than it was on the day it was established, you earn a percentage of any increase. If it's lower, you don't earn dividends, but your original deposit is returned in full. Early redemption is not available.
 

Money Market Accounts
$1,000 minimum balance required. Dividends accrue daily and are paid monthly.
$20 fee for each transaction over 5 per month; $20 fee per day for balances less than $1,000.

Tier Range Dividend Rate APY (Annual Percentage Yield)
1,000 - 20,000 1.75% 1.76%
20,001 - 50,000 2.00% 2.02%
50,001 - 75,000 2.25% 2.27%
>75,000 2.50% 2.53%

 

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union dministration, a U.S. Government Agency. Learn More ›