Allsteel
Credit Union, your member-owned financial institution, is committed to
providing you with competitive products and services to meet your financial
needs and help you reach your goals. We are equally committed to protecting
the privacy of our members. Under federal law, we are required to give
you this notice. It describes our credit union's privacy policy and practices
concerning the personal information we collect and disclose about our
members. It also includes information about the parties who receive personal
and sometimes nonpublic information from us as we conduct the business
of the credit union.
If after
reading this notice you have questions, please contact us at:
(630) 906-2050
or write
to:
Privacy
Department
Allsteel Credit Union
1 West Merchants Drive
Oswego, IL 60543
Information
We Collect About You
Wecollect nonpublic personal information about you from the following
sources:
Information we receive from you on applications and other forms
Information about your transactions with us
Information we receive from a consumer reporting agency
Information obtained when verifying the information you provide
on an application or other forms; this may be obtained from your current
or past employers, or from other institutions where you conduct financial
transactions
We may
disclose all of the information we collect, as described above, as permitted
by law.
Parties
Who Receive Information From Us
We may disclose nonpublic personal information about you to the
following types of third parties:
Financial service providers, such as insurance companies, and
mortgage service companies
Non-financial companies, such as consumer reporting agencies,
data processors, check/share draft printers, financial statement publishers,
plastic card processors, direct marketers, and government agencies.
Disclosure
Of Information To Parties That Provide Services To Us
In order for us to conduct the business of the credit union, we
may disclose all of the information we collect, as described above,
to companies that perform marketing or other services on our behalf
or to other financial institutions with whom we have joint marketing
agreements so that we may provide members competitive products and services.
We may also disclose nonpublic personal information about you under
circumstances as permitted or required by law. These transaction on
your behalf, conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security of or financial
records.
To protect
our members' privacy, we only work with companies that agree to maintain
strong confidentiality protections and limit the use of information
we provide. We do not permit these companies to sell the information
we provide to other third parties.
Disclosure
Of Information Former Members
If you terminate your membership with Allsteel Credit Union, we
will not share information we have collected about you, except as may
be permitted or required by law.
How
We Protect Your Information
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, or procedural
safeguards that comply with federal regulations to guard your nonpublic
personal information.
What
Members Can Do To Help
Allsteel Credit Union is committed to protecting the privacy of
its members. Members can help by following these simple guidelines:
Protect your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN with your
card, which can provide free access to your accounts if your card is
lost or stolen.
Use caution when disclosing your account numbers, social security
numbers, etc., to other persons. If someone calls you explaining the
call is on behalf of the credit union and asks for your account number,
you should beware. Official credit union staff will have to access to
your information and will not need to ask for it.
Keep your information current. If your address or phone number
changes, please let us know. It is important that we have current information
on how to reach you. If we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact you immediately.
Let us know if you have questions. Please do not hesitate to
call us - we are here to serve you!
Allsteel
Credit Union
1 West Merchants Drive
Oswego, IL 60543
Phone: (630) 906-2050
Fax: (630) 906-2053