Credit Cards
Accepted at millions of merchants worldwide, a Visa from Allsteel also gives you access to emergency cash at ATMs and financial institutions around town and around the world. Your purchases are protected, too, with $150,000 of free travel accident insurance, zero liability protection for all of your card transactions and Verified by Visa to prevent unauthorized purchases before they happen.
Interest Rates and Charges
| Visa Classic | Visa Platinum | |
|---|---|---|
| Annual Percentage Rate (APR) for Purchases | 11.90% | 9.90% |
| APR for Cash Advances | 11.90% | 9.90% |
| APR for Balance Transfers | 11.90% | 9.9.0% |
| Penalty APR and When it Applies | None | None |
| Minimum Interest Charge | None | None |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. | |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at federalreserve.gov/creditcard. | |
Fees
| Fee | Amount |
|---|---|
Annual Fee Visa Classic Visa Platinum |
None None |
Transaction Fees Balance Transfer Fee Cash Advance Fee Foreign Transaction Fee |
$1.00 $1.00 1.00% of each transaction in U.S. Dollars |
Penalty Fees Late Payment Fee Returned Payment Fee |
$15.00 $20.00 |
How We Will Calculate Your Balance.
We use a method called "average daily balance (including new purchases)."
Effective Date.
The information about the costs of the card described in this application is accurate as of June 8, 2010. This information may have changed after that date. To find out what may have changed, contact the credit union.
Other Disclosures.
| Document Copy Fee | $10.00 |
| Emergency Card Replacement Fee | $100.00 |
| Card Replacement Fee | $10.00 |
| Card Recovery Fee | $65.00 |
| Pay By Phone Fee | $10.00 |
Apply now
- Apply in person at the credit union.
- Call us at 630-906-2050 or 800-467-3162.
- Or download an application by clicking here (You'll need Adobe Acrobat 5.0 or higher to view and print the document.) After you complete
the application, mail it to:
Allsteel Credit Union,
1 W. Merchants Drive
Oswego, IL 60543
Already have an Allsteel Visa? You can access your Allsteel credit card account information at www.ezcardinfo.com.
To report a lost or stolen Visa Classic or Visa Platinum credit card, contact Certegy at 800-325-3678, 866-604-0381 or 727-570-4881.
